you could also try E&L insurance i use them when travelling abroard they have a new for old policy may be they do the same for general purpose bike insurance also

Dean

I've got AXA home contents though the AA with the bike covered outside the home. They paid up in full within 2 weeks of my bike being theived in Jan, albeit after a tussle with Wheelies Direct (big insurance replacement outfit) when I wanted to go to LBS. New bike's insured up to £3K on same premium, not bad in all.

I've just heard of bikes being stolen from our secure lockup here, something's up...!